Barr Financial Blog

How the Buy To Let Market is Being Attacked!

Posted by Ben Parry on Mon, Nov 27, 2017 @ 11:03 AM

So you are a landlord and you've done pretty well over the last few years. So here's the thing...its all changing and you better be ready for it! The Buy to Let market is under attack and you need to take action NOW! 

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Is a Remortgage a Dirty Thing?

Posted by Ben Parry on Sat, Nov 25, 2017 @ 09:37 AM

What does the word remortgage mean to you? Is it a bad word, does it have a negative impression? For me this answer is easy (but thats because I am in the industry...I'm a mortgage broker), but for Joe Public, I'm not so sure anymore and here's why! 

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Tags: Mortgage broker, independent advice, Remortgage, independent mortgage broker, best remortgage deals, why remortgage, remortgage advice, BM Solutions Remortgage, Remortgage Buy to Let, is a remortgage bad

Remortgage - why its important?

Posted by Ben Parry on Tue, Oct 31, 2017 @ 06:23 PM

When you get a mortgage its for a set term (i.e. 30 years) and you probably would have secured a special deal for a period of this time. An example of this could be a 30 year mortgage with an initial fixed rate for the first 2 years. So what happens at the end of the fixed rate period? Should I seek remortgage advice? Why should I review my options? And do I still have a mortgage at the end of two years?

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Tags: Mortgage broker, Buy to Let Mortgage, independent advice, Remortgage, independent mortgage broker, best remortgage deals, buy to let mortgage broker, why remortgage, remortgage advice, BM Solutions Remortgage, Remortgage Buy to Let

How to market your holiday let

Posted by Ben Parry on Tue, Sep 19, 2017 @ 10:13 AM

For those who already own holiday let properties and others who are considering entering this space, it is important to consider the challenges you will face and how you will tackle them. Marketing your holiday let property is of course one of these. 

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The different challenges of Holiday Lets versus Buy to Lets?

Posted by Ben Parry on Fri, Sep 15, 2017 @ 11:00 AM

Anyone considering investing in property now needs to be much more switched on than ever before. Not only are holiday let mortgages and other types of finance more complex than ever before but the whole property investment landscape is getting more challenging. Never before has it been more important to seek independent mortgage advice.

The day of the causal investor in property is disappearing partly due to tax changes which you can read more about here. So for those thinking of buying a holiday let there are important differences and challenges to overcome and think carefully about before diving in.

I've already blogged extensively about holiday lets covering lots of different topics, one of which are the different finance requirements, which for those interested can read here. However to discover some of the different business challenges, read on to discover more!

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Tags: Mortgage broker, Buy to let mortgages, independent mortgage broker, holiday let mortgages, independent mortgage advice, mortgage advice, buy to lets, holiday lets, hmo mortgages, property investment

The Mortgage Broker: 7 Top Tips for Property Investors

Posted by Ben Parry on Wed, Sep 13, 2017 @ 05:26 PM

If you are a property investor the likelihood is you'll have a Buy to Let or two and maybe other types of property investments. You are probably aware of some of the changes that are happening in the buy to let space. Read on to get our 7 Top Tips for solutions and alternatives to the buy to let market which looks at:

  • Why its important to use an experienced mortgage broker
  • Buy to let tax changes
  • Buy to let tax strategies
  • Holiday let as an alternative investment
  • Holiday Let Mortgages versus Buy to let
  • Other alternatives: HMO's
  • Other alternatives: Commercial Property

For more information you can click here to visit our website:

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Why is a holiday let mortgage different to a buy to let?

Posted by Ben Parry on Wed, Aug 30, 2017 @ 03:42 PM

If you are considering a holiday let investment and need to arrange finance it is important to get the right mortgage. In the same way a holiday let business is very different to a standard buy to let, so are the criteria rules for the mortgages. Read on to find out why getting a holiday let mortgage is different to a buy to let one.

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Will the new tax rules on Buy to Let also affect Holiday Lets?

Posted by Ben Parry on Tue, Aug 22, 2017 @ 01:58 PM

New tax rules for buy to lets have come into effect and it is widely known how this will effect landlords. What isn't clear for many people is what options are available to them and whether these new rules will also affect those in the holiday let market. Read on to find out more.

  • Recap of the tax changes.
  • What are my options?
  • Tax status differences between Holiday lets and Buy to lets.
  • Practical differences between holiday lets and buy to lets.
  • Tax differences between holiday lets and buy to lets.
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Tags: independent mortgage broker, Holiday let mortgage, holiday let mortgages, independent mortgage advice, Holiday Let mortgage v Buy to let Mortgage, Holiday Let v Buy to let, Holiday let mortgage v buy to let, holiday let mortgage broker, holiday let, comercial holiday let mortgages, holiday lets

What does a mortgage broker do?

Posted by Ben Parry on Sat, Jul 29, 2017 @ 11:33 AM

Don't worry if you get confused with all the financial jargon and don't quite understand the difference between a financial advisor and an independent mortgage broker, or why its beneficial to seek independent advice as opposed to going direct to a bank. This blog is to help shed some light and help you understand what a mortgage broker actually does. 

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Tags: Mortgage broker, independent mortgage broker, mortgage adviser, mortgage advisor, independent mortgage advisor, independent mortgage adviser, independent mortgage advice

Independent Mortgage Advice

Posted by Ben Parry on Wed, Jul 26, 2017 @ 12:35 PM

Geting a mortgage is not easy and if you are looking for independent mortgage advice here are our 5 top tips to consider. These top tips are designed to help you think about your options, know whats involved and help you get the best advice. 

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Tags: Mortgage broker, Best mortgage deals, independent mortgage broker, mortgage adviser, mortgage advisor, independent mortgage advisor, independent mortgage adviser, independent mortgage advice