Barr Financial Blog

What does a mortgage broker do?

Posted by Ben Parry on Sat, Jul 29, 2017 @ 10:33 AM

Don't worry if you get confused with all the financial jargon and don't quite understand the difference between a financial advisor and an independent mortgage broker, or why its beneficial to seek independent advice as opposed to going direct to a bank. This blog is to help shed some light and help you understand what a mortgage broker actually does. 

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Tags: Mortgage broker, independent mortgage broker, mortgage adviser, mortgage advisor, independent mortgage advisor, independent mortgage adviser, independent mortgage advice

Independent Mortgage Advice

Posted by Ben Parry on Wed, Jul 26, 2017 @ 11:35 AM

Geting a mortgage is not easy and if you are looking for independent mortgage advice here are our 5 top tips to consider. These top tips are designed to help you think about your options, know whats involved and help you get the best advice. 

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Tags: Mortgage broker, Best mortgage deals, independent mortgage broker, mortgage adviser, mortgage advisor, independent mortgage advisor, independent mortgage adviser, independent mortgage advice

What is the difference between some Mortgage Brokers and others?

Posted by Ben Parry on Tue, Jul 25, 2017 @ 02:00 PM

The financial world can seem complicated for many people (including for those working in the industry!). Read on to help you understand the different types of mortgage brokers that exist, so you can make the right choice when it comes to getting your mortgage.

Overview of the Mortgage broker:

Firstly don't get confused with the different names we call ourselves (mortgage broker, mortgage advisor or mortgage adviser). For some reason all of these are used to describe the same thing which doesn't help with the confusion. However the most important thing to know is not how the name miught be different, but what permission the person has.

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Tags: Mortgage broker, independent mortgage broker, mortgage adviser, mortgage advisor

BM Solutions Remortgage

Posted by Ben Parry on Thu, Jun 29, 2017 @ 11:53 AM

If you are thinking about a BM Solutions Remortgage and your deal is coming to an end, it might be worth reviewing this and either staying with them or remortgaging to another lender. Either way if you do nothing the likelihood is your mortgage will revert to the lender Standard Variable Rate (SVR) and this could be a lot more than you are currently paying. As you have an investment property, it is important you keep on top of this to maximise your return.

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Tags: Mortgage broker, Buy to Let Mortgage, independent advice, BM Solutions Remortgage, Remortgage Buy to Let

Mortgage Broker St Austell: 5 Top Tips for a Moving Home Mortgage

Posted by Ben Parry on Mon, Jun 12, 2017 @ 05:42 PM

If you live in St Austell and thinking of moving home, before you put your house on the market with a local estate agent, make sure your plan to move is going to work and you can get that mortgage. Read on to find our 5 Top Tips to help you plan ahead.

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Tags: Mortgage broker, independent mortgage broker, independent mortgage advice, moving home mortgage, mortgage broker st austell

Bristol Mortgage Broker: 7 Top Tips for Property Investors

Posted by Ben Parry on Wed, Apr 05, 2017 @ 08:36 AM

If you are a property investor the likelihood is you'll have a Buy to Let or two and maybe other types of property investments. You are probably aware of some of the changes that are happening in the buy to let space, particularly when it comes to the changing tax regime and mortgage market. Read on to get our Bristol Mortgage Brokers 7 Top Tips for solutions and alternatives to the buy to let market which looks at:

  • Why its important to use an experienced mortgage broker
  • Buy to let tax changes
  • Buy to let tax strategies
  • Holiday let as an alternative investment
  • Holiday Let Mortgages versus Buy to let
  • Other alternatives: HMO's
  • Other alternatives: Commercial Property

For more information you can click here to visit our website:

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Tags: Mortgage broker, Buy to Let Mortgage, buy to let, Best buy to let mortgages, Best buy to let, Best buy to let mortgage, Buy to let mortgages, independent mortgage broker, holiday let mortgages, independent mortgage advice, buy to let mortgage broker, hmo mortgage broker, hmo mortgages, bristol mortgage broker, buy to let tax changes, buy to let tax strategies

How does a Let to Buy Mortgage work?

Posted by Ben Parry on Tue, Jan 10, 2017 @ 04:47 PM


You might already have an idea what a let to buy mortgage is and looking to get one yourself. Or maybe you aren't quite sure and you want to know a bit more about how a let to buy mortgage works and how it may benefit you. Either way this blog from the expert independent mortgage brokers at Barr Financial is designed to shed some light on exactly how a let to buy mortgage works. 

 

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Tags: Mortgage broker, Let to Buy Mortgage, Let to buy, What is a let to buy mortgage, What is let to buy, Let to buy mortgages, independent mortgage advice, mortgage advice

Hotel Mortgage; need help?

Posted by Ben Parry on Mon, Oct 24, 2016 @ 10:16 AM

Getting a hotel mortgage can seem daunting and complicated, particularly when you have to speak to the high street banks and the men and women in grey suites! The good news it doesn't have to be. At Barr Financial we are trying to break the mould. We believe in an honest straight forward approach. Read on to find out more about hotel mortgages from the experts. 

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Tags: Commercial Mortgage, Commercial mortgage broker, commercial finance, hotel mortgage

HMO Mortgages 7 Top Tips

Posted by Ben Parry on Fri, Oct 14, 2016 @ 12:42 PM

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Tags: Mortgage broker, Buy to Let Mortgage, hmo mortgage broker, hmo mortgages

How to finance holiday let mortgages?

Posted by Ben Parry on Thu, Jun 09, 2016 @ 11:00 AM

I know the dream of owning a holiday home in the UK is incredibly powerful. The idea of using it yourself as a retreat now and again and escaping from the city when its not being rented is very appealing (I should know I used to live in London). I'm sure you are also aware of the great returns that are possible. However before you get carried away with the dream it might be sensible to think about how to finance it, before you get too excited. A property which is intended to be a holiday let and which you may choose to use yourself for a few weeks a year, needs a different solution from the mainstream if you wish to get a mortgage. Read on to find out more from the experts in holiday let mortgages or if you have a question you can do it here:

Got a question...ask the experts

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Tags: Mortgage broker, Holiday let mortgage, holiday let mortgages, commercial finance, comercial holiday let mortgages, holiday lets